IberiaBank Visa® Platinum Rewards Card

Iberia_platinum_ns The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered.

Through the rewards program, cardholders earn one point per dollar spent on all purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program.

There is no annual fee and the interest rate for purchases is reasonably low for a reward card (for those who qualify). In addition, the card offers a 0% introductory rate on balance transfers submitted during the first three months for the first six months of membership.

Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services.

Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the rewards program will benefit most from what the IberiaBank Visa® Platinum Rewards Card has to offer.
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Type of card: Personal
Introductory apr rate description: 0% APR for 6 Months
Introductory apr months: 6
Purchases apr rate: $9.00
Cash apr rate: $13.00
Fee: $0.00
Additional points: None
Point details: Points are redeemable for merchandise and travel awards.
Points per dollar: 1 Point
Best: Reasonably low APR for those who qualify; No annual fee.
Worst: Limited benefits offered.
Perks: Various Internet account related services. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. See website for additional benefits.
Notations: The APR for purchases and balance transfers varies according to the applicant's credit history and will be 4.00%, 5.00%, or 6.00% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and will be 8.00%, 9.00%, or 10.00% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
Additional description:
  • Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
  • Turn Your Points Into Hotel, Gift, or Experiential Rewards
  • Travel Accident Coverage Up to $1,000,000
  • No Annual Membership Fee
  • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • No Transaction Fee for Balance Transfers
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information

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