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The Pulaski Bank Gold Visa® Card, issued by Pulaski Bank, is designed for those with good credit who are looking for a very low cost credit card.

The best feature of this credit card is the reasonably low fixed interest rate offered at 8.00% for all transactions; it offers a very low cost option to those who plan to carry a revolving balance. It is important to note that the rate for purchases and cash advances is the same, which is a rare benefit, considering that the APR for cash advances is usually significantly higher.

There is also a very attractive 0% introductory rate for six months on balance transfers submitted within the first three months. In addition, there is no annual fee for the card.

Aside from the reasonably low interest rate, cardholders can expect common gold benefits, such as travel and emergency assistance services, as well as various purchase protection services. However, members should not expect any extraordinary benefits or services offered by the card.

Those who plan to carry a balance (due to the reasonably low interest rate offered) and do not want to pay an annual fee will benefit most from what the Pulaski Bank Gold Visa® Card has to offer.

Type of card: Personal

Introductory apr rate description: 0% APR for 6 Months

Introductory apr months: 6

Purchases apr rate: $8.00

Cash apr rate: $8.00

Fee: $0.00

Best: Reasonably low APR; 0% introductory rate for six months; no annual fee.

Worst: No rewards program option.

Perks: See website for additional benefits.

Notations: See website for complete terms and conditions of card usage and application disclosure.

Additional description:

• Low Rate
• No Annual Fee
• 0% Balance Transfers
• 8.00% APR