Starwood Preferred Guest® Business Credit Card from American Express
The Starwood Preferred Guest® Business Credit Card from American Express is designed for business owners with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided.In reference to the reward program, one point is earned for every dollar spent on the card and double points are earned at participating Starwood properties and retail outlets. Points can be redeemed for various travel services, such as free hotel stays and airline travel. Cardholders also earn 10,000 bonus points after their first purchase, which is enough for up to three free nights. Points do not expire as long as the account is active within a one-year period.
Perhaps what is most impressive about the program is the fact that cardholders can transfer earned points to a variety of frequent flyer programs.
Aside from the reward program, the card does offer a variety of benefits such as emergency card replacement and various travel and emergency assistance services. Cardholders will also receive access to the OPEN Savings Network for discounts on products and services at participating merchants and retailers.
The interest rate for purchases is considered above average, but there is a low introductory rate for purchases and balance transfers for the first six months. There is an annual fee of $45.
Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and frequently stay at Starwood hotels and resorts (to earn additional points) will benefit most from what the Starwood Preferred Guest® Business Credit Card from American Express has to offer.
Type of card:
Business
Introductory apr rate description:
2.9% APR for 6 Months
Introductory apr months:
6
Purchases apr rate:
$14.99
Cash apr rate:
$19.99
Fee:
$45.00
Additional points:
Cardholders earn double points for stays at participating Starwood hotels and resorts and purchases made at select Starwood retail outlets.
Point details:
Starpoints can be redeemed at over 860 participating Starwood hotels and resorts in 95 countries with no blackout dates, and they can be transferred to over 30 major airlines.
Points per dollar:
1 Point
Best:
Additional points offered to those who stay at Starwood hotels and resorts; bonus points.
Worst:
Points expire if the account is not active within a one-year period.
Perks:
Various Internet account related services.
No liability for unauthorized Internet transactions.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Cardholder is upgraded to Gold Preferred status when their spending is $30,000 in a calendar year.
Emergency card replacement.
Emergency cash replacement.
Various travel and emergency assistance services.
See website for additional benefits.
Notations:
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.
Additional description:
- Earn 10,000 Starpoints with Your First Purchase - That's Good for Up to 3 Free Nights!
- Earn 1 Starpoint for Virtually Every Dollar You Spend on the Card and 2 Starpoints at Participating Starwood Hotels and Resorts
- Redeem at Over 860 Participating Starwood Hotels and Resorts in 95 countries Including Sheraton®, Westin® and W Hotels®
- Transfer to Over 30 Frequent Flyer Programs, Most on a One-to-One Basis
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- No Annual Fee for the First Year - a Savings of $45
- Voted Best Affinity Credit Card by Frequent Travelers in the 19th Annual Freddie Awards
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