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The BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for boating fans with very good credit who want to participate in the WorldPoints® rewards program.

Through the WorldPoints® rewards program, cardholders earn one point for every dollar they spend on the card. Points are redeemable for cash, travel, merchandise, gift certificates, and more. Points will expire five years after they are earned.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate once the introductory rate expires.

The card also provides various benefits and services including fraud protection, online access, and access to a personal concierge service. Cardholders will also be able to choose from several card designs.

Therefore, those boating fans who would like to participate in the WorldPoints® rewards program and will take advantage of the introductory rate will benefit most from what the BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card has to offer.

Type of card: Personal

Introductory apr rate description: 0% APR for 12 Billing Cycles

Purchases apr rate: $9.90

Cash apr rate: $19.99

Fee: $0.00

Additional points: None

Point details: Points are redeemable for travel rewards, merchandise, gift certificates, cash, and more.

Points per dollar: 1 Point

Best: Common platinum benefits; no annual fee; reward program; 0% introductory rate.

Worst: Points expire five years after they are earned.

Perks: See website for additional benefits.

Notations: The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%. This card is issued by FIA Card Services, N.A. See website for complete terms and conditions of card usage and application disclosure.

Additional description:

• Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
• Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
• Absolute Fraud Protection Against Unauthorized Use, Online and Offline
• No Annual Fee
• Card Issued by FIA Card Services, N.A.