Bank of America Visa Signature® WorldPoints? Reward


Visa_sign_ns The Bank of America Visa Signature® WorldPoints® Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers.

Cardholders earn one point for every dollar spent on general purchases, which can be redeemed for a variety of benefits including merchandise, gift certificates, cash rebates, and travel rewards. There is no limit to the amount of points that may be earned per year; however, points will expire after five years.

This card has no annual fee, and the APR for purchases and balance transfers is reasonably low. There is also a 0% introductory APR for balance transfers and cash advance checks for the first twelve billing cycles.

In addition to the reward program, cardholders can expect common benefits such as fraud protection services, online access, and a personal concierge service.

Therefore, those who plan to take advantage of the introductory offer, the very low APR for purchases and balance transfers, the reward program, and the various benefits and services may find the Bank of America Visa Signature® WorldPoints® Rewards to be a suitable option.
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Type of card: Personal
Introductory apr rate description: 0% APR for 12 Billing Cycles
Purchases apr rate: $9.99
Cash apr rate: $19.99
Fee: $0.00
Additional points: None
Point details: Points are redeemable for travel, merchandise, gift certificates, cash, and more.
Points per dollar: 1 Point
Best: No yearly limit on points earned; no annual fee; very low APR on purchases.
Worst: Points expire five years after they are earned.
Perks: See website for additional benefits.
Notations: This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
Additional description:
  • No Annual Fee
  • Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
  • Earn 1 Point for Every $1 in Net Retail Purchases
  • Absolute Fraud Protection
  • Online Access and 24-Hour Service
  • Access to the MyConcierge Service, a Unique Personal Assistance Service
  • Card Issued by FIA Card Services, N.A.

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