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The NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show their support for NASCAR and plan to take advantage of the rewards program.

Through the reward program, cardholders receive one point for every dollar spent on the card. Points are redeemable for unique NASCAR® licensed collectibles, including autographed items, die cast cars, driver jackets, on-track driving experiences, and access to the driver introduction Red Carpet area on race day.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.

Therefore, NASCAR fans who would like to carry a card that represents their favorite driver, will qualify for the lowest rate offered, and will take advantage of the introductory rate and the reward program will benefit most from what the NASCAR RacePoints(SM) Visa® Platinum Plus® Credit Card has to offer.

Type of card: Personal

Introductory apr rate description: 0% APR for 12 Billing Cycles

Purchases apr rate: $15.99

Cash apr rate: $19.99

Fee: $0.00

Additional points: None

Point details: Points are redeemable for unique NASCAR® licensed collectibles, including autographed items, die cast cars, driver jackets, on-track driving experiences, and access to the driver introduction Red Carpet area on race day.

Points per dollar: 1 Point

Best: Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.

Worst: No extraordinary benefits or discounts offered to cardholders aside from the reward program.

Perks: Cards available for various NASCAR drivers. See website for additional benefits.

Notations: This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.

Additional description:

• *Earn RacePoints(SM) Every Time You Make a Purchase
• *Redeem Points for Exclusive NASCAR® Experiences and Collectibles
• *No Annual Fee
• *Free Online Account Access
• *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
• Card Issued by FIA Card Services, N.A.