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The Rainbow Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to support gay and lesbian rights and participate in the WorldPoints® reward program.

Through the reward program, cardholders earn one point for every dollar spent on all purchases. There is no limit to the number of points that may be earned, but points do expire in five years. Points are redeemable for air travel, car rentals, hotel stays, merchandise, gift certificates, and more.

The card has a 0% introductory rate for both balance transfers and cash advance checks for the first twelve months, no annual fee, and a reasonably low fixed interest rate for purchases.

Each time the card is used to make a purchase, a percentage will be donated to the non-profit Rainbow Endowment organization, which benefits causes pertaining to the lesbian and gay community.

In addition to the donation program, the card also provides platinum cardholder benefits, offered by FIA Card Services, N.A., including a personal concierge service, auto rental insurance, and various travel and emergency assistance services.

Therefore, those who would like to help support the Rainbow Endowment organization and plan to take advantage of the introductory offer and the reward program will benefit most from what the Rainbow Platinum Plus® Visa® Card has to offer.

Type of card: Personal

Introductory apr rate description: 0% APR for 12 Billing Cycles

Purchases apr rate: $9.90

Cash apr rate: $19.99

Fee: $0.00

Additional points: None

Point details: Points are redeemable for travel, merchandise, gift certificates, cash, and more.

Points per dollar: 1 Point

Best: Very low fixed APR; reward program; no annual fee.

Worst: Points expire five years after they are earned.

Perks: Various Internet account related services. No liability for unauthorized transactions. Various travel and emergency assistant services. Auto rental insurance. Fraud and security protection services. Access to MyConcierge(SM) service. Access to electronic bill payment. Each time the card is used, a donation is made to the Rainbow Endowment to benefit causes relevant to lesbians and gays. See website for additional benefits.

Notations: The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.

Additional description:

• For Every New Account That is Opened and Every Purchase Made With the Card, Bank of America Will Make a Contribution to the Rainbow Endowment - at no Additional Cost to You! The Rainbow Endowment is a Grant Making Organization that Funds the GLBT Community
• Earn 1 Point for Every Net Retail Dollar and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
• No Annual Fee
• Online Account Access, Get Up-To-The-Minute Account Information, Schedule Payments Online, Review Statements and Much More
• Card Issued by FIA Card Services, N.A.